You want to borrow $90,000. The loan amount and all interest accrued (owed) over the life of the loan will be paid as a single lump-sum payment at the time the loan matures in 6 years. You consult two banks. Nova Bank quotes you an annual percentage rate of 10.08%, compounded 12 times per year. Star Bank quotes you an annual percentage rate of 9.48%, compounded 3 times per year. How much less money, if any, will you owe by the end of year 6 if you choose the best offer proposed by these two banks? Report your answer with 2-digit precision (ex. 12.34).