You want to buy a $200,000 house and plan to pay 20% of the purchase price as a down payment and finance the rest. You currently have $2,000 to invest. If you invest your $2,000 in a mutual fund with an average annual return of 6%, then how many years must you wait to achieve your goal?

N= ?

I= 6.0%

PV= ?

PMT= ?

FV= 0.2*200,000=40,000