You want to buy a new car. The car you picked will cost you $32,000 and you decide to go with the dealer's financing offer of annual 5.9% and compounded monthly for 60 months. Unfortunately, you can only afford monthly loan payments of $300. However, the dealer allows you to pay off the rest of the loan in a onetime lump sum payment at the end of the loan. How much do you have to pay to the dealer when the lump sum is due