You want to buy a Porsche that costs $28,320 right now You also must spend $3,248 on a nice dress, immediately. Your salary is $42,000 and next year will be $ 46,000. Your living expenses is $ 34,000. You plan to access a loan to cover the difference between your current income and your current expenses at the rate of 14%. You intend to repay the loan plus interest in 1 year. How much do you have LEFT to spend next year?