You want to have Rp232 (last two digits of your student ID) million in three years. For that purpose, you will deposit an equal amount of money into an equity mutual fund every month starting one month from now. If the yield that you get is j12 6%,

a. make the table for the first six deposits if you start from zero; b. make the table for the first six deposits if you have 20% of the amount now.