You were in an accident that required surgery and five days of recovery in the hospital. Your total hospital bill reached $100,000. At the time of your accident you had previously paid nothing in health care costs for the year. Your health insurance has a deductible of $500 per year, a coinsurance rate for hospitalization of 10% and an individual out-of-pocket maximum payment of $3500 for the year. How much must you pay out-of-pocket for your care in this situation