You will attend college at the end of 1 year from now. The 4years of college studies will cost $40,000 a year. The yearly college bills are payable at the beginning of each year. But you wish to save enough money to pay for the 4 years before you attend the college so that you do not need to deposit any more. Your entire savings will earn 5.0% per year interest. How much money should you save to deposit in the savings account when she starts college?