You will graduate in 3 years, start working immediately and make an investment that will pay you annual returns starting in 4 years from now. If you discount these annual returns to calculate their total value, in what year will that be, and why? B. In year 3, because that is when you will graduate A. Now, in year 0, because the PV is always now D. In year 4, because that is when the first CF occurs C. In year 3, because the PV of a CF stream is one year before the first CF An annuity will pay you $1,000 per year for 30 years. How much will it be worth by that time if the discount rate is 3%? D. $55,575 B. $19,575 C. $30,575 A. $47,575