You will receive $2,000 on January 1st 2004, on January 1st in 2005 and January 1st 2006. Which of the following expressions will calculate your value at time of January 1st 2008?

a PV = $2,000[1.06]^0 + $2,000[1.06]^1 + $2,000[1.06]^2

b PV = $2,000[1.06]^1 + $2,000[1.06]^2 + $2,000[1.06]^3

c PV = $2,000[1.06]^2 + $2,000[1.06]^3 + $2,000[1.06]^4

d PV = $2,000 + $2,000[1.06]^-1 + $2,000[1.06]^-2