You win a judgment in an auto accident case for $$115,000.$ You immediately receive $$20,000$ but must pay your lawyer's fee of $$10,000.$ In addition, you will receive $$3,000$ a year for $20$ years for a total of $$60,000,$ after which the balance owed $($$$35,000)$ will be paid. If the interest rate is $7$ percent, what is the current value of your settlement? Use Appendix B and Appendix D to answer the question. Round your answer to the nearest dollar.

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