You win the lottery and are given the option of receiving an annuity of $20,000 at the end of each year for 30 years, or a lump sum payment today of $200,000. Which of the following is correct? (Ignore taxes.) O You will choose the annuity if the interest rate is 8%. You will choose the lump sum payment if the interest rate is 0%. You cannot choose between the two without first calculating annuity due values. O Comparing the future value of the two alternatives will lead to a different decision than you will reach from a comparison of the present values. You will always choose the lump sum payment regardless of interest rates