You wish to buy a $$10,100$ dining room set. The furniture store

offers you a $2-$year loan with an APR of $9$ percent. What are the

monthly payments?$($Do not round intermediate

calculations and round your final answer to $2$ decimal

places.$)$How would the payment differ if you paid interest

only?$($Do not round intermediate calculations and

round your final answer to $2$ decimal places.$)$