You wish to buy a $10,000 dining room set The furniture store offers you a 3-year loan with an 11 percert APR What are the monthly payments? (Do not round intermediate calculations. Round your final answer to 2 decimal places.) Payment per month How would the payment differ if you paid interest only? (Do not round intermediate calculations. Round your final answer to 2 decimal places.) Payment per month What would the consequences of such a decision be? You would have repaid the loan completely O You would have paid $11786. 04 at the end of the 36 months O You would owe $10,000 at the end of the 36 months You would owe $3300.12 at the end of the 36 months