You wish To have $400,000 at the end of 25 years. In the last 10 years, you contribute $1,000 semiannually at a rate of 5.8% compounded monthly. During the middle 10 years, you withdraw $750 quarterly at a rate of 4.5% compounded annually. Given this information, determined the initial deposit that has made at the start of the first five years at a rate of 4% compounded monthly.