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You wish to retire in 10 years, at which time you want to have accumulated enough money to receive an annual annuity of $20,000 for

You wish to retire in 10 years, at which time you want to have accumulated enough money to receive an annual annuity of $20,000 for 15 years after retirement. During the period before retirement you can earn 11 percent annually, while after retirement you can earn 13 percent on your money.

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