You won a lottery, and you are offered three withdrawal options Option 1: Lumpsum payment of $950,000 today Option 2: $300,000 every year for the future 10 years Option 3: Lumpsum payment of $1,000,000 three years later What is the amount you need to receive for option 3 so that it is indifferent from option 1?  How much should you receive each year for option 2 so that it is indifferent from option 1?