You won a lottery that will make equal payments of $1,000 at the end of each year for the next five years. If the annual interest rate stays constant at 6%, what is the value of these payments in today's dollars? Round your answer to the nearest whole dollar. $5,265 $3,580 $4,212 $4,465 You found out that now you are going to receive payments of $6,500 for the next 15 years. You will receive these payments at the beginning of each year. The annual interest rate will remain constant at 11%. What is the present value of these payments? Round your answer to the nearest whole dollar. $46,741 $51,883 $70,042 $41,506