You won the lottery and have a number of choices as to how to take the money. Which choice yields a greater present value? A. $90,000 (lump sum) 7 years from now using a 6% discount rate B. $12,000 a year at the end of each of the next 6 years using a 6% discount rate C. $53, 500 (lump sum) now using a 6% discount rate D. $92,000 (lump sum) 7 years from now using an 8% discount rate