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You won the lottery for $310,000,000. You can have $183,000,000 if you take the money now, or you can take $15,500,000 a year for 20

You won the lottery for $310,000,000. You can have $183,000,000 if you take the money now, or you can take $15,500,000 a year for 20 years. Based on a 5,2% return what would you take?

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