You won the mega millions for 50 Million. In the fine print, it says that it is 10 years of payments of 5 Million per year starting one year from now. They give you the following options:

-The 10 years of 5 Million per year paid at the end of each year

-A payment today of 37 Million

-One payment of 91 Million in fifteen years

Calculate the following three present values and find which option has he highest Present Value. Assume a discount rate of 6% and annual compounding