Young is tired at the end of the semester and decides he really needs a break so he pays for a one week all-inclusive trip to Disney Land with his credit card. In total the trip cost $3000 and his credit card charges 18% interest compounded monthly. He doesnt expect that he will have the money to pay off his credit card until he graduates and is working full time which will be at least another 18 months. How much will Hak Young owe the credit card company for his trip by the time he can start to pay it off? Young has gone on to accumulate other credit card debt on top of what he owes from his Disney Land vacation and his total debit is now $13,864.82. He is getting worried about his debt and is determined to pay it off completely. With all conditions of the account being the same as above, what would Hak Youngs minimum payment have to be in order to pay off his debt in 5 years?