Your annual sales are expected to be $2 million for your first year of business. You initially offered credit terms requiring them to pay in 30 days, but some have come back to you and asked for 90 days. You feel that if you offer these terms to some customers, you must offer them to all customers, and of course they will take advantage of it. If your gross margin is 50%, by what amount would you need to increase sales in order to support this and not seek additional financing? How do you feel about the idea of extending credit terms pros and cons?