Your bank issues a one-year CD at 5% annual interest in Australia to finance a 200,000 Chinese bond, which has a 2-year maturity and is selling at par. It pays a fixed rate at 7% annually. You expect to liquidate your position in one year. Currently, spot exchange rates are $0.9 per Chinese Yuan.

What is the end of year profit or loss on the bank's position if in one year Chinese bond rates increase to 7.5% and the exchange rate falls to $0.4 per Chinese Yuan? (Assume no change in Australia interest rates.) (Please round your answer to the nearest integer)