Your banker suggests that, rather than obtaining a $90,000 mortgage over 25-years, you should simply obtain a 15-year loan for the same amount. The rate on this loan is 7.75% compounded monthly. By how much will your monthly payment be (higher/lower) for the 15-year loan than the regular payment on the 25-year loan? A. lower; $111.57 B. lower; $54.72 C. higher; $9.26 D. higher; $167.35 E. higher; $194.59