Your business associate who owes you $14800 offers to pay you either $12140 now or else to pay you 8 yearly installments of $1850, the first installment paid now. Assume a 6.8% market interest rate, compounded continuously. How much would you have at the end of 8 years if you choose to take the $12140 offer now, and you use the market to earn interest on the funds? \$ How much would you have at the end of 8 years if you choose to take the installments each year, and you still used the market to earn interest on the the funds? \$ Is it better to take the lump sum? (Y for yes, N for no.)