Your business will pay you distributions of $16,000 in 6 months and another $14,000 in 23 months. If the discount rate is 8% per annum (compounding monthly) for the first 9 months, and 11% per annum (compounding monthly) for the next 14 months, what single amount received today would be equal to the two proposed payments? (answer to nearest whole dollar; do not use $ sign or commas).