Your car lease requires a down payment of $4,424 (today, month 0) and payments of $450 per month (month 1 through 36, at the end of the month). The APR is 6% compounded monthly and payments are made at the end of the month. At the end of the lease, you have the option to buy the vehicle for $17,422 (the residual value). What is the total PV of the lease