Your CFP supervisor wants to assign 3 new clients to you:

1. Jack and Peter have been friends for 30 years. Each married and raised his own family, but both are now widowers. They are buying a new house together so they wont have to live alone, to save living expenses, and so they can keep an eye on each other if one becomes ill or needs assistance. They want to know how best to title the property so that if one of them dies, the other can keep the house without going through probate.
2. Karen and Steve met in college, fell in love, and have lived together for the past 30 years. They have never married because they dont think a piece of paper makes any difference. They are buying a new house and want to know how best to title the property so that if one of them dies, the other can keep the house without going through probate.
3. Beth and Lisa met in college, fell in love, and have lived together for the past 30 years. Their extended families are not happy with the situation, so they have decided not to cause additional furor by getting married at this time. They are buying a new house and want to know how best to title the property so that if one of them dies, the other can keep the house without going through probate.

Your supervisor knows you are a Liberty University graduate and a Christian, and, because of some of these living situations, asks you if you will agree to work with each of these clients.

Explain to your supervisor whether you will work with each of these clients, and what concerns or conflicts of interest you may have. In writing your thread, consider:

• Biblical principles
• The clients life choices and living situations
• Your opportunity to show the love of Jesus in their lives
• Certified Financial Planner Boards Standards of Professional Conduct, particularly Code of Ethics and Professional Responsibility
• Rules of Conduct section 4: Obligations to Prospective Clients and Clients
• The "CFP Board's Standards of Professional ConductIntroduction" document provided

Include one biblical source with a minimum of 300 words.