Your client, age 65, has a gross estate valued at $300,000. His wife, age 58, has a gross estate valued at $150,000 and is financially competent. His objectives are: to leave all property to his wife in as simple a manner as possible; to allow his wife to determine the ultimate beneficiaries of all his property; and to make maximum use of the unlimited marital deduction Which one of the following transfers is most appropriate for achieving the client's objectives? a combination QTIP trust and family bypass trust with his wife as income beneficiary an outright bequest of the entire estate to his wife life income to his wife from a trust funded with the exemption equivalent amount, with the remainder to his designated beneficiaries an estate trust with his wife as beneficiary