Your client has a retirement account which only holds company stock worth $4 Million. Their pre-tax contributions were only $600,000. Assume 35% income tax and 20% capital gains. How much would they owe in total taxes if they sell the stock and then take a lump sum distribution in cash? $4,000,000 x.35 = 1400,000 $4,000,000 x .20 = 800,000 How much would they owe in total tax if they take an in-kind stock distribution, wait a year, then sell the stock. (i.e. utilize the Net Unrealized Appreciation)? How much did the NUA strategy save them in total taxes? Your client has a retirement account which only holds company stock worth $4 Million. Their pre-tax contributions were only $600,000. Assume 35% income tax and 20% capital gains. How much would they owe in total taxes if they sell the stock and then take a lump sum distribution in cash? $4,000,000 x.35 = 1400,000 $4,000,000 x .20 = 800,000 How much would they owe in total tax if they take an in-kind stock distribution, wait a year, then sell the stock. (i.e. utilize the Net Unrealized Appreciation)? How much did the NUA strategy save them in total taxes