Your client is $20$ years old; and she wants to begin saving for retirement, with the first payment to come one year from now. She can save $$10,000$ per year; and you advise her to invest it in the stock market, which you expect to provide an average return of $10\%$ in the future. She will retire at age $65.$

She expects to live for $25$ years after she retires at $65.$ If her investments continue to earn the same rate, how much will she be able to withdraw at the end of each year after retirement?

Question $9$ options:

$$18,000$

$$73,099$

$$728,905$

$$792,004$