Your client is 40 years old; and she wants to begin saving for retirement, with the first payment to come one year from now. She can save $5,500 per year; and you advise her to invest it in the stock market, which you expect to provide an average return of 6% in the future. If she follows your advice, how much money would she have at 70 ? $423.504.48 $434.820.02 $489.560.08 $395.750,00 $478.980.05