Your clients, Mike and May, have inherited $250,000 cash from May's aunty and they would like to invest it with your help. They consider themselves fairly conservative investors and are also concerned about paying tax on the earnings. May says that she pays a lot of tax already on her income as a doctor. Mike is a stay-at-home dad and has no income. Discuss two strategies of investing the inheritance that will help to minimize any tax on earnings from the inheritance. They do not wish to engage in further borrowings as they already have a home mortgage of $500,000.