Your clients who are spouses have done such a great job contributing to RRSPs over the years that they have built up a substantial amount in their RRSP / RRIF Accounts. Please review the following information: Hania age 72 (birthday March 17th) this year has an RRIF balance of $350,000 Anil age 70 (birthday May 8th) this year has an RRSP balance of $300,000 The RRIF Annual Minimum Payments are based on the following ages and percentages: Age 68.. 4.55%; Age 69.. 4.76%, Age 70.. 5.00%, Age 71.. 5.28%; Age 72.. 5.40%, age 73.. 5.53% After discussing options with your clients their priority is to wait as long as possible to withdraw funds from their RRIF / RRSP holdings, and they wanted to withdraw as little as possible. What is the minimum amount that Hania will have to withdraw from her RRIF next year