Your cousin is currently 10 years old. She will be going to college in 8 years. Your aunt and uncle would like to have $ 105 comma 000 in a savings account to fund her education at that time. If the account promises to pay a fixed interest rate of 3.7 % per year, how much money do they need to put into the account today to ensure that they will have $ 105 comma 000 in 8 years?