Your cousin is currently 13 years old. She will be going to college in five years. Your aunt and uncle would like to have $115,000 in a savings account to fund her education at that time. If the account promises to pay a fixed interest rate of 4.5% per year, how much money do they need to put into the account today to ensure that they will have $115,000 in five years? The amount they need to put away today is $ (Round to the nearest cent.)