Your deductible does not count toward your family deductible.

Rules - $500 individual deductible, $1000 family deductible, 80/20 Co-pay, $500 per person Wellness Benefit

Determine how much the following doctor's visits would cost you and the insurance company (assume that they happen in descending order. (25 points)

Event and Cost	Your Cost	Insurance Cost
#1 - Complete Physical         $200 and Lipid profile         $100.
#2 - Chiropractic Therapy          visit for you and your         spouse $60 each
#3 - Emergency Room visit        and Surgery for your         broken ankle - $5500
#4 - Doctors visit for your         spouse's bronchitis -         $200
#5 - Doctors visit for your         child's bronchitis -         $150
#6 - ER visit and 4-day          hospital stay for your         other child for         pneumonia - $12,500
#7 - Chiropractic visit for         you and your spouse        $75 each
#8 - Physical Therapy for         your ankle - 10 visits         at $150 each
Total Costs

 

 

          Item                 Deductible                Co-pay                 Insurance 

#1
#2
#3
#4
#5
#6
#7
#8
Totals

 

Wellness               Individual Deductible          Family Deductible

$500                        $500                                        $1000