Your dream is finally coming true! You've saved and saved and are about to become a homeowner! After a conversation with your banker, you've agreed to a 20% down payment on your $182,188 home. To keep this problem and your calculations relatively brief, assume that the bank has offered you a mortgage loan for $145,750 that carries a 6% interest rate, semiannual payments of 526,905, and a 3-year term. Remember, the process is the same when you are preparing for either 6 semiannual payments of nearly $27,000 or 360 monthly payments of 5873.85 for a 30-year conventional mortgage. Complete the following loan amortization table by entering the correct answers. Notes 1. As all values are denominated in U.S. dollars, you do not have to enter any dollar signs. 2. Round all interest payments down to the nearest whole dollar 3. Rounding creates a situation in which the numbers in the loan's final payment are often unequal. Notice in this problem, the ending balance for payment 6 is $2. Therefore, your final payment would actually be reduced by $2 to $26,903. In the real world, to prevent over paying, you should call the lender to learn the actual amount due. Ending Beginning Amount Repayment of Principal Payment Payment Interest Balance 4 26,905 161,430 Total