Your firm needs to borrow $1.0 million for one year. The firm has no other short term borrowings and it's combined state and federal tax rate is 25%. Your banker offers several lending altematives Which one will you choose? Select one 0 a 5.00% discount interest b. 5.50% simple interest C. 505% simple interest with a 20.00% compensating balance d. 5.00% simple interest with a 18.00% compensating balance O