Your friend Sue has asked you to help her out as she is developing her financial plan. Help her come up with a plan for her finances and how she can set herself up for financial success!

She has an after tax income of $$48,000$ and budgets $$30,000$ for required expenses. This leaves $$18,000$ to spend on debt and savings annually. $($Assume all annuity payments are in the form of ordinary annuities.$)$