Your goal is to have $$12,500$ in your bank account by the end of four years. If the interest rate remains constant at $9\%$ and you want to make annual

identical deposits, how much will you need to deposit in your account at the end of each year to reach your goal? $($Note: Round your answer for PMT

to two decimal places.$)$

$$2,733\mathrm{.}38$

$$2,460\mathrm{.}04$

$$3,006\mathrm{.}72$

$$1,913\mathrm{.}37$

If your deposits were made at the beginning of each year rather than an at the end, by how much would the amount of your deposit change if you still

wanted to reach your goal by the end of four years? $($Note: Round your answer for PMT to two decimal places.$)$

$$191\mathrm{.}85$

$$225\mathrm{.}70$

$$282\mathrm{.}13$

$$214\mathrm{.}42$