Your grandmother left you $$10,000$ in her will with the specific request that you use this money for the down payment on a house. Since you're still in college, you know that buying a house is a long way off. When considering where to invest this money, the factor that is most impacting your investment decision is: a$.$ your liquidity needs. b$.$ asset allocation goals. c$.$ your investment horizon.d$.$ investment diversification.e$.$ your risk tolerance.