Your health care coverage is with a PPO. PPOs allow larger reimbursements for services you seek in the PPO network. They pay less for services you receive outside the PPO network. In this quiz question assume that for approved, in-network providers your deductible is $500 and your coinsurance provision is 80%. For out-of-network providers, your deductible is $1,000 and your coinsurance provision is 70%. Assume there is no co-pay provision and you have no other claims this calendar year. You have decided to go to a specialist that is not in the network and the bill is $1,400. 

How much will you have to pay out-of-pocket?