$$Your insurance agent is trying to sell you an annuity that costs

$$75,000$ today. By buying this annuity, your agent promises that you

will receive payments of $$430$ per month for $30$ years. What is the

rate of return expressed as an APR on this investment?$5\mathrm{.}59\%6\mathrm{.}39\%5\mathrm{.}16\%4\mathrm{.}66\%5\mathrm{.}50\%$