Your insurance company offers a one-year policy to insure personal property. Assume your personal property is worth $3,400, and according to campus statistics there is a 4% chance that your property will be stolen during the next year. There is also a 15% chance that your property is damaged beyond repair through natural causes, during the next year. If your property is stolen the policy will give you $3,400, while if it is damaged beyond repair you receive $1,700. If the company sells the policy for P dollars, which of the following set ups would you use to compute the expected profit for the company on this policy?