Your mom is thinking of retiring. Her retirement plan will pay her either $100,000 immediately on retirement or $140,0005 years after the date of her retirement. Which alternative should she choose if the interest rate is: a. 0% per year? b. 8% per year? c. 20% per year? a. Which alternative should she choose if the interest rate is 0% per year? If the interest rate is 0% per year, the present value of the amount to be received 5 years after retirement is $ (Round to the nearest cent.) Your mom is thinking of retiring. Her retirement plan will pay her either $200,000 immediately on retirement or $280,0005 years after the date of her retirement. Which alternative should she choose if the interest rate is: a. 0% per year? b. 8% per year? c. 20% per year? a. Which alternative should she choose if the interest rate is 0% per year? If the interest rate is 0% per year, the present value of the amount to be received 5 years after retirement is $ (Round to the nearest cent.)