Your most valuable asset is your ability to earn an income. ____. If you expect interest rates to rise over time, you should consider investing in bonds with longer maturities. _____. A high insurance premium may indicate that there is a greater probability you may use the insurance coverage provided. A captive or exclusive insurance agent represents one or more insurance companies. ___. Third party liability protects you against liability associated with injuries that you cause and losses that result when you damage another person's property. ___ The return from investing in stocks is in the form of interest payments and price appreciation. ___. Collision coverage is especially valuable because it provides coverage not only for the car, but also for items that are damaged in the car during the accident. __. The maximum interest rate a financial institution can charge on consumer loans is 100% per annum. ____ When diversifying your stock portfolio, you should select investments within the same industry. ___ Renter's insurance covers personal assets such as furniture, a television, computer, and stereo equipment. It does not insure the structure itself. ___