Your neighbor, Ted Greene, is seeking your advice on an insurance settlement offer $($he just received$)$ related to an accident he had four years ago. The offer gives him a choice of one of the following three offers:

Option A: $$6,500$ on the first day of each year for $40$ years

Option B: $$610$ on the first day of each month for $25$ years

Option C: $$75,000$ as a lump sum payment today

Ted can earn $8\mathrm{.}75\%$ p$.$a$.$ or $0\mathrm{.}7015\%$ per month on investments and doesn't care if he personally receive the funds or if they are paid to his heirs should he die within the settlement period. Which one of the following statements is correct given this information?

Select one:

a$.$ Option $B$ is the best choice since it offers the largest number of payments.

b$.$ Option $B$ is the best choice since it has the largest present value.

c$.$ Option $A$ is the best choice since it has the largest present value.

d$.$ Option C is the best choice since he can earn $8\mathrm{.}75\%$ on the entire lump sum starting immediately.

e$.$ He is indifferent to the three options as they are all equal in value to him.