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Your niece was born today. You plan to invest $8,000 per year for her, starting on her 1st birthday and ending on her 3th. You

Your niece was born today. You plan to invest $8,000 per year for her, starting on her 1st birthday and ending on her 3th. You expect this investment to earn 8.1 percent per year until you give the money to your niece on her 23th birthday. What will be the value of this gift?

Gift = $

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