Your organization offers employees an ERISA-covered retirement plan. You're adding newly eligible employees to the portal and notice that one employee is married, but wants to name his mother as his beneficiary. What would you do next? Advise the employee that he needs written consent from his spouse Tell the employee that he must designate his spouse as the beneficiary Ask him why he didn't name his spouse as the beneficiary Nothing; the employee can designate whomever he would like to be the beneficiary Nothing; the change will be automatically rejected as spouses are automatic beneficiaries